Foundation Insurance Services LLC

Market Linked Certificates Deposit

Your Retirement Solutions

Market Linked Certificates Deposit (MLCD’s)

Please watch this 2 minute video to find out how YOU can earn better interest rates on FDIC Insured CDs

Foundation Insurance Services is business to consumer-driven. Not only do we work directly with consumers, but also, with business owners, and high net worth individuals who want concierge quality.


1. POTENTIAL: UNLIMITED INTEREST (depending on the product)

2. SAFETY: 100% of deposit returned at maturity


  • Issuers include JPMorgan, Barclays, Goldman Sachs and Bank of the West
  • FDIC Insured (at least $250,000 per bank)
  • Full deposit returned at maturity
  • Pays the greater of fixed or variable interest each year
  • Fixed Interest Rate products that pay 1.4% annually
  • Variable interest can be unlimited (depending on the product)


Contact me to request this month’s offering guide with details on all of the MLCD’s we will be offering for the month. Please call Frederick (Fred) Saide at 908-791-3831 ext. 1 or email at

This summary is not intended to be an offer to purchase CDs. Interested depositors should request offering documents from their financial consultant. MLCDs are 100% principal protected when held to maturity. MLCDs are FDIC Insured up to statutory limits, which are described in detail in the offering documents, generally up to $250,000 per bank, per. Variable interest is subject to a CAP. If MLCDs are sold back to issuer prior to maturity, depositor may receive less or more than original deposit.

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Our Mission

We are business to consumer-driven. Not only do we work directly with consumers, we also work with business owners & high net worth individuals who want concierge quality.

Why FIS?

Our purpose is to be the trusted advisor to individuals, business owners, executives, & professionals looking toward retirement.

Foundation Insurance Services LLC operates only in the state of NJ. No offer may be made or accepted from any resident outside the state of NJ.

Foundation Insurance Services LLC and MoneyMattersUSA, Advisory LLC are independent companies with common ownership. Advisory services are offered through MoneyMattersUSA, Advisory LLC and Insurance services are offered through Foundation Insurance Services, LLC; Frederick Saide Financial Advisor. Frederick Saide is not connected with or endorsed by the United States Government, the federal Medicare program, Medicaid program, or the Social Security Administration.