Foundation Insurance Services, LLC is family-owned and operated. We have three offices in New Jersey to better serve our clients. Our locations: Bridgewater, Short Hills, and Cranford. Meetings are by appointment only. As we are not owned or operated by any insurance company or producer group, we offer independent objective information so that clients can make informed decisions critical to their interests and needs.
Foundation Insurance Services is business to consumer-driven. Not only do we work directly with consumers, but also, with business owners, and high net worth individuals who want concierge quality.
Our purpose is to be the trusted advisor to individuals and business owners and executives, and professionals who are looking toward retirement and have productive working years before moving into a post-retirement life stage. There are three stages: first is accumulation, second is distribution, third is legacy. We focus mainly on stages 2 and 3.
The meaning has changed and no longer fits the standard dictionary definition. Retirement is being redefined as is post-retirement. Post-retirement planning is very different than retirement planning as it involves a new phase of life. No two retirees are the same. We look at the path the retiree will take and from that examine the sequencing of returns to assist retirees with cash flow modeling and distribution, income for life, transfer of assets using specific stratagems especially qualified and non-qualified sourced funds. These approaches are integrated with an estate transfer and charitable asset and distribution plans. Retirement can be a wonderful life. It depends on what you make of it.