Foundation Insurance Services LLC
When Should You Get
Your Retirement Solutions
When Should You Get Financial Advice?
When you go to someone for financial advice, how do you know that you are dealing with a competent, trustworthy professional? There are questions that every retiree should ask. You’re at stake is your future.
If you work with a professional who specializes in the unique needs of retirees then that person will have those skills needed to help you during the distribution phase you are now entering and these skills are vastly different from those needed during your earlier accumulation phase.
Just as you would not continue going to a pediatrician once you grew into adulthood, you should not work with an advisor who does not understand how to safely maximize an income that will last your lifetime, while preserving your assets from the ruinous effects of market volatility.
Today retirement can last 25 or more years. Some people are retired longer than the years worked. Will your income last as long as you do?
Retirement has changed. This is not your parents or grandparents retirement. They lived an average of 7-8 years into retirement. Today retirement can last 25 or more years. Some people are retired longer than the years worked. Will your income last as long as you do?
Most people no longer have a pension plan. These were replaced by 401(k) s, 403(b) s & IRAs, even as many people have watched their savings depleted by over 50% twice since the year 2000 due to economic recessions.
A common complaint voiced by many retirees is they live on fixed incomes even though the cost of everything is increasing.
- Do you know how to keep more of your own money by spending it in the most tax-efficient way?
- Has your current financial advisor protected your savings from losses due to Market downturns?
- Do you have a plan to give yourself a “raise” periodically to keep up with the rising cost of living? Have you created your own personal pension that is guaranteed to last a lifetime?
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We are business to consumer-driven. Not only do we work directly with consumers, we also work with business owners & high net worth individuals who want concierge quality.
Our purpose is to be the trusted advisor to individuals, business owners, executives, & professionals looking toward retirement.
Foundation Insurance Services LLC and MoneyMattersUSA, Advisory LLC are independent companies with common ownership. Advisory services are offered through MoneyMattersUSA, Advisory LLC and Insurance services are offered through Foundation Insurance Services, LLC; Frederick Saide Financial Advisor. Frederick Saide is not connected with or endorsed by the United States Government, the federal Medicare program, Medicaid program, or the Social Security Administration.