Securing a predictable, guaranteed income stream in retirement is a high priority. There are numerous products and strategies available, and we can guide you through the complex analysis required to establish an optimal retirement income plan.

Annuities can offer income protection as well as several other advantages that may work well within your financial plans. Depending upon individual needs and circumstances, annuities can be used to protect clients’ initial investments (premiums), supplement recurring income streams, allow tax-deferred growth, fund long-term care, and/or achieve wealth transfer goals, among other advantages.

An annuity strategy merits consideration before either being dismissed or implemented. To help you navigate an annuity analysis here is this checklist. It covers key considerations, including:

  • Variable, fixed, and indexed annuities
  • Immediate and deferred income annuities
  • Purchase/funding methods
  • Riders and other features
  • Tax considerations