Market Linked Certificates Deposit (MLCD’s)

Foundation Insurance Services is business to consumer-driven. Not only do we work directly with consumers, but also, with business owners, and high net worth individuals who want concierge quality.


1. POTENTIAL: UNLIMITED INTEREST: (depending on the product)

2. SAFETY: 100% of deposit returned at maturity


MLCD Basics

  • Issuers include JPMorgan, Barclays, Goldman Sachs and Bank of the West
  • FDIC Insured (at least $250,000 per bank)
  • Full deposit returned at maturity
  • Pays the greater of fixed or variable interest each year
  • Fixed Interest Rate products that pay 1.4% annually
  • Variable interest can be unlimited (depending on the product)

Additional Information

Contact me to request this month’s offering guide with details on all of the MLCD’s we will be offering for the month.
Please call Frederick (Fred) Saide at 908-791-3831 ext. 1 or email at [email protected]


This summary is not intended to be an offer to purchase CDs. Interested depositors should request offering documents from their financial consultant. MLCDs are 100% principal protected when held to maturity. MLCDs are FDIC Insured up to statutory limits, which are described in detail in the offering documents, generally up to $250,000 per bank, per. Variable interest is subject to a CAP. If MLCDs are sold back to issuer prior to maturity, depositor may receive less or more than original deposit.