Foundation Insurance Services LLC


Your Retirement Solutions

Annuity Optimizer

How do you know which product or strategy will provide optimal growth and income? Since we don’t know how long we will live, it’s often necessary to use an annuity when evaluating life time income options. Doing so shifts the focus to creating a paycheck in retirement rather than on reaching an accumulation target number.

The need for comparison software is essential to provide a valid method to measure and contrast a portfolio, a variable annuity, or a fixed index annuity.

The Rixtrema Annuity Optimizer software offers a trusted method to evaluate whether an annuity or a portfolio is most likely to meet the objective of the investor for lifetime guaranteed income.

The Annuity Optimizer is more than an annuity comparison tool. The software allows the advisor to filter products so that it becomes clear whether the portfolio withdrawal approach can outperform a lifetime income annuity.

Even if the annuity is intended for growth the Annuity Optimizer can compare that to a portfolio or another annuity to provide clarity about which product will produce a peak result. This software makes it easy for an investor to understand their products through their advisors.

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Our Mission

We are business to consumer-driven. Not only do we work directly with consumers, we also work with business owners & high net worth individuals who want concierge quality.

Why FIS?

Our purpose is to be the trusted advisor to individuals, business owners, executives, & professionals looking toward retirement.

Foundation Insurance Services LLC operates only in the state of NJ. No offer may be made or accepted from any resident outside the state of NJ.

Foundation Insurance Services LLC and MoneyMattersUSA, Advisory LLC are independent companies with common ownership. Advisory services are offered through MoneyMattersUSA, Advisory LLC and Insurance services are offered through Foundation Insurance Services, LLC; Frederick Saide Financial Advisor. Frederick Saide is not connected with or endorsed by the United States Government, the federal Medicare program, Medicaid program, or the Social Security Administration.